Recently, there have been many discussions in the market about @ humafinance, from the previous expectation of community participation in point activities to the current hot topic of on chain transactions exceeding $4 billion, all of which have raised greater expectations for the Payfi craze sparked by Huma in the market. I would like to discuss systematically what the value capture solution provided by Huma 2.0 can bring in the intersection of DeFi and RWA? Below, I will analyze my views: