Go through backpack, recharge USDC, withdraw USD directly, save one USDC/USD handling fee, and pay USDT/USD handling fee of 12000 on Kraken. After arriving at the port, the money will be returned to the mainland through the latest cross-border payment platform. Each bank has a limit of HKD 200000, and there are a total of 6 banks, which is enough to meet everyone's daily needs. The risk of card freezing in the traditional C2C mode is too high, and walking around like this can almost eliminate encountering black money. Here is my backpack invitation code: If you don't understand, you can private me. https://backpack.exchange/refer/jwwf26e9