After the widespread use of stablecoins, the risk of fraud and theft has changed. In the short term, someone may use "high-yield stablecoin investment" to cheat money, or steal your stablecoins through phishing links (equivalent to "digital robbery"); But in the long run, if the technology matures, every transaction can be tracked, appealed, and frozen at lightning speed! In the long run, there will be no fraud in the world.