With the recent popularity of the concept of cryptocurrency and stocks, various projects are eager to get a share in the US stock market, and the market urgently needs a direction that is both profitable and stable. And Johnny Jun discovered the Binance @ binancezh wave and finally came up with his own solution - RWUSD, a new principal guaranteed wealth management product that can be subscribed for, mortgaged, and enjoy US bond grade returns. It is called "new" because RWUSD is not a traditional stablecoin, nor is it an on chain RWA asset. Instead, it is an "asset voucher type" product that combines real-world asset returns with Binance's internal operational returns. If you subscribe with USDT or USDC, the system will mint RWUSD 1:1 and distribute rewards daily in the spot account. The current annualized maximum can reach 4.2%. Next, Jenny Jun will give a brief introduction to help everyone understand the advantages of RWUSD: 01 | Core advantages: Stable income, flexible redemption application The biggest highlight of RWUSD is low risk+real income: the income comes from the income generated by the currency security ecosystem and the real world asset US treasury bond bonds. To ensure the stability of the yield, the key is to support the maximum limit of 5 million dollars, and there is no service charge for the purchase. There are two redemption methods: ·Quick redemption: immediately credited, with a handling fee of 0.1% (daily free limit available); ·Standard redemption: T+3 working days for payment, with a handling fee of only 0.05%. Moreover, RWUSD can serve as collateral for Binance VIP borrowing, allowing users to receive profits while pledging. Who would understand? 02 | Different stablecoins, clearer risk mechanism Although RWUSD is subscribed by USDC or USDT, it is not a true stablecoin and cannot be transferred (only supports transfers between the main account and sub accounts). Currently, it cannot be traded or withdrawn to the blockchain. It is more like a financial voucher, recording your subscription shares and historical returns on the Binance platform. So, its biggest advantage is' stability ', not' liquidity trading '. 03 | Compared to similar products, superior Compared to BFUSD and LDUSDT previously launched by Binance: ·The source of income for RWUSD is more authentic, mainly coming from Binance's various businesses, including lending and investing in real-world assets (RWA); ·Daily settlement and distribution of rewards, visualized accounts, and clear profit logic; ·As collateral for Binance VIP loans, RWUSD appears to be "more transparent, conservative, and understandable" among similar products currently available. 04 | What kind of users are suitable for RWUSD is not suitable for cryptocurrency enthusiasts, but it is very suitable for the following types of people: ·A stable party that wants to avoid risks and wait for the next market opportunity; ·Fund managers who hold USDT/USDC but do not want to trade in the short term; ·Institutional users who require financial returns to support costs but do not want to bear meaningless fluctuations. Jenny Jun's summary: RWUSD may not be the optimal solution for everyone, but it may be one of the most worry free financial options in this uncertain cycle. The narrative of RWA is gradually being implemented, and RWUSD is your first ticket into this narrative.