Cost of living in America 2021 vs 2025 Monthly Household Expenses: 2021 Mortgage (incl. taxes/insurance): 1,682 Childcare (2 kids): 1,600 Two used cars: 800 (400 each) Gas: 180 Student debt (1 person): 300 Power: 149 Food: 650 Phone bill: 137 Health insurance: 400 💰Total (2021): 5,888 / month TODAY Mortgage (incl. taxes/insurance): 2,660 Childcare (2 kids): 2,300 Two used cars: 900 total Gas: 410 Student debt (1 person): 400 Power: 198 Food: 900 Phone bill: 150 Health insurance: 500 💰Total (2024): 7,368 / month(Wall Street Mav)