Our University Blockchain Research Initiative (UBRI) has been a catalyst for innovation since 2018. → https://on.ripple.com/3XDOVHn The new 2025 report features research from our global network of 60+ academic partners and highlights vital research across six key areas: 🪙 Stablecoins & RWAs ⚙️ DeFi Infrastructure 🔐 Cryptographic Security & Oracle Design ➡️ AI-Driven Governance 🔗 Interoperability & Regulatory Fragmentation ⭐️ Social Impact(Ripple)