While everyone is busy suspecting Binance of shady operations, Europe has started playing by a different set of rules, leaving us old-timers behind. ✅ The main point of Vision's announcement is: Société Générale and the European crypto platform (Bitpanda) are teaming up to allow regular people to use 'digital USD/EUR issued by traditional banks' to lend on the blockchain and earn interest (kind of like Yu'e Bao but with higher returns), and it's government-approved. —— This marks the first time in Europe that money from traditional banks can directly earn profits in decentralized finance (DeFi), achieving regulatory compliance earlier than the U.S.