Ultimate Investment Guide?? 1. Have a job (or business) that guarantees consistent income. 2. Take 20-30% of every income, whether it’s $1 or $10,000, and put it into an investment account. 3. The key is to allocate the money in your investment account wisely across global assets (personally, I go for gold/S&P 500/BTC) — assets that won’t die out. Don’t fear buying during a bear market, even if there’s unrealized loss. Don’t fear selling during a bull market, even if you make less profit. Keep a dynamic balance. Unless it’s a life-or-death situation, don’t touch a single cent from this account. 4. Actively hone a skill, then use it to make money outside of your main job (a side hustle, ideally something based on a personal hobby). 5. Never let yourself get buried in debt, especially large short- or medium-term debts. 6. With your job + extra income + investment returns, one day everything will cycle positively and create a financial flywheel. 7. One day, you won’t need to work to live a normal life. 8. One day, you won’t need extra income to live a normal life. 9. This way, money will no longer be something that troubles you in life — unless your material desires always exceed what you have. 10. Considering fiat currency depreciation, the fastest way for young people to build wealth in the future is through dollar-cost averaging into gold and BTC.