XRP at center as Ripple lays out institutional DeFi blueprint for XRPL

Ripple and XRPL developers say recent mainnet upgrades and upcoming features position the XRP Ledger as a hub for regulated, real-world finance. What to know : Ripple and XRPL contributors are positioning the XRP Ledger as an institutional DeFi platform by combining compliance-focused infrastructure with XRP’s role as a settlement and bridge asset. New and upcoming features, including permissioned domains, credential-based access, privacy-preserving transfers, and the XLS-65/66 lending protocol, are designed to meet regulatory and risk-management requirements for on-chain credit and payments. An EVM sidechain bridged via Axelar aims to attract Solidity developers by offering familiar tooling while tapping XRPL’s liquidity, identity features, and XRP’s utility in collateral, reserves and fee-driven burn mechanics.