The House Committee on Oversight and Government Reform announced on Jan. 24 that it is investigating the debanking of individuals and businesses, particularly those in cryptocurrency and blockchain industries, citing potential political bias. Chairman James Comer has requested information from tech leaders, including Marc Andreessen, Coinbase CEO Brian Armstrong, and Uniswap Labs CEO Hayden Adams, to understand the scope of the issue. Comer stated:

The Committee on Oversight and Government Reform is investigating improper debanking of individuals and entities based on political viewpoints or involvement in certain industries such as cryptocurrency and blockchain.

This inquiry follows reports that 30 tech founders were debanked for their political affiliations, a claim made by Andreessen during a recent podcast appearance.

The investigation highlights the concerns of cryptocurrency leaders, many of whom have publicly shared their experiences with sudden bank account closures. As Comer noted, “Several tech leaders within the cryptocurrency space have been outspoken about their experience being debanked.” Hayden Adams revealed his accounts were closed without notice, while Coinbase’s Brian Armstrong alleged that former Securities and Exchange Commission (SEC) Chair Gary Gensler sought to “unlawfully kill” the crypto industry. Paul Grewal, Coinbase’s Chief Legal Officer, accused financial regulators of employing “multiple tools” to undermine digital assets. Additionally, Lightspark CEO David Marcus disclosed that his company’s account was terminated despite complying with terms of service.

The Committee is also examining whether these practices originate from financial institutions or are driven by implicit or explicit regulatory pressures. Past incidents, such as Operation Chokepoint under the Obama Administration, have raised questions about the misuse of regulatory power to target disfavored industries.

Further fueling the inquiry are reports from former First Lady Melania Trump, who revealed in her memoir that her family was debanked for political reasons. The Blockchain Association’s Kristin Smith criticized these actions, arguing they unjustly deny companies access to essential financial services. Comer emphasized the investigation’s goal to assess how such practices harm innovation, entrepreneurs, and the broader economy.

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