It should be a mindset thing. I also belong to the type that doesn't go all in; even now, I still have about 25% of my position in cash. Mainly, I hold long-term positions, so I resemble artists @CryptoPainter_X and @Murphychen888 more. These positions are mainly to deal with unexpected situations. For example, last year, I had about 40% in cash, and when the big drop happened in March, I bought the dip on $BNB and have held it until now.
From the end of last year to now, I have bought some $BTC spot every time there has been a drop, gradually accumulating about 10% of my position, and I haven't sold any of it. In fact, I save most of my monthly income, and if there is one last drop, I will add more; if not, I will continue to buy the dip.
Of course, different people have different methods, and there is no right or wrong; it's all about making money.
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