Interfering with others' destinies means bearing their karma.

Why don't I talk to people about Bitcoin anymore? Because most of the time, if you encourage them to buy and it goes up, it's their high understanding; you just happened to provide the information. But if they lose money, you're the fool who caused their loss.

Most friends in life have little to no investment experience. If you bring up any investment opportunity, it could almost always lead to being blamed or secretly resented.

This isn't just about investing; it's the same with anything in life. I used to have a clear tendency to "play the teacher," enjoying sharing my "insights," but as I learned more, I started to speak less.

For example, if someone asks you whether to buy a certain property, and you are well-versed in real estate, if you share your in-depth thoughts and the outcome is good, you’ve merely told them something they already knew or something everyone knows. If property prices drop, it’s all your fault; if it weren't for you, they wouldn't be stuck. You urged them to buy that property—there's no chance for you to defend yourself; they tell everyone that you pushed them to buy.

Similarly, if someone asks about their child's college major, job choices, or various other questions, most of the time, you should be cautious in giving your answers. Interestingly, some people grasp these things early, understanding them by age 20; others, like me, need to experience some hard lessons before they get it.

In work, investment, and life, the biggest principle is to make yourself comfortable and avoid getting involved in uncomfortable events or relationships.

People are vastly different, and human nature is complex and obscure. Doing honest and kind things, being a good and comfortable version of yourself is already great.

Of course, this doesn't mean everyone should be indifferent. Personalities can't be changed; for instance, my personality is fiery and passionate, but I just shouldn't play the teacher or be overly sympathetic—just like in investing, you need to choose your targets; in life, you need to choose friends and the right things.

The same action can yield completely different results depending on the person involved.

When I need help, I remember any sincere guidance I receive. Whether that guidance is scientifically sound, I will carefully research myself, and for any reason, I will never blame the person who offered the guidance—only gratitude.

However, there is a type of person, and I think most people fall into this category, who have an incorrect mindset. For example, when discussing an investment target, some people have a good impression of me because they know I only hold what I believe in and share what I hold, never colluding with project parties or engaging in pump-and-dump schemes. But there are others, as mentioned above, who don't care about others' logic or viewpoints; they only care about their own results. If the outcome is good, they think they are great; if it's bad, they blame others.

Character determines destiny. Good character leads to more good luck, good people, and good things, while wealth is merely a byproduct; bad character leads to more bad luck, bad people, and bad things, and wealth will always be just out of reach.

This article is inspired by a recent story I saw about a mother who opened a contract, and her husband repeatedly helped her pay off debts, only for them to lose their house and end up divorced. Some details are shocking, and it seems human nature is just like this.

For instance, her mother-in-law suggested she find a job, which I believe was well-intentioned. Staying at home without working can change one's mindset and may lead to an uncontrollable gambling addiction—but she interpreted it as her mother-in-law looking down on her, so she continued to gamble.

For example, her husband lent her money to pay off her debts, fearing she would continue to gamble and wanted to control the finances. She saw this as him looking down on her, so she continued to gamble.

This thought process seems ridiculous, sad, and lamentable, but many people in life think this way, always feeling that others are out to harm them and constantly making excuses for their failures.

I can't help but recall a time when I had little money, and a friend borrowed money from me twice. The second time, he claimed his mother was seriously ill and promised to pay me back in a week, asking me to use my credit card for him. He never paid me back and even took advantage of me, avoiding me afterward.

Respect others' destinies and do not interfere with their karma. Do not argue about anything; just focus on being yourself, and the world will give everyone what they deserve.

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