Ripple published a report on July 25, examining the role of stablecoins and highlighting leading payment providers shaping global finance in 2025. The report emphasized that these digital assets are becoming essential tools in global payment systems, especially in regions where economic instability limits access to U.S. dollars. Ripple stated:

Stablecoins like USDC, USDT, RLUSD and newer region-specific tokens are being integrated into wallets and payment platforms worldwide—especially where access to USD is limited and there is greater currency volatility.

As a result, businesses are increasingly turning to stablecoins to reduce costs, accelerate settlements, and expand into underserved markets.

Ripple’s RLUSD stablecoin, backed by segregated cash reserves, is integrated into Ripple Payments—a licensed network operating in over 90 payout markets and supporting more than 55 currencies. Circle’s USDC is widely adopted for B2B and remittance use cases, with backing from major players like Visa and Stripe. Tether’s USDT continues to lead in usage volume, especially in peer-to-peer transactions within emerging economies.

These providers differ in reserve structures, supported blockchains, and compliance frameworks, making it critical for businesses to evaluate providers based on corridor coverage, payout methods, and integration capabilities.

The report also detailed how traditional financial firms are embracing stablecoin-based innovations. Visa has processed over $225 million in stablecoin settlements through pilot programs. Mastercard is offering stablecoin-linked cards, and Worldpay is expanding payout options across the U.S. and Europe. “As the world moves toward decentralized finance, stablecoins and fintech innovators are transforming global transactions,” Ripple concluded, emphasizing:

From blockchain-based networks to mobile money aggregators, the financial services ecosystem is evolving fast and the increase in stablecoin adoption is just one example of this shift.

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