Gemini XRP Card Offers Cashback, Ripple Ecosystem Growth and Rewards

Gemini has recently introduced a new way for crypto users to earn digital assets in their daily lives with the launch of the Credit Card, Gemini XRP card edition, sharing the information on their official site and X post.

Source: X (formerly twitter)

This metal rewards card lets the customers earn up to 4% back in coin instantly without any waiting period. The release comes at a time when asset's market price has dipped below the $3 mark, and as per the data of coingecko the coin is trading around $2.92 with down of 0.8% in 24 hours, following a broader weekend sell-off in the crypto market.

Source: Coingecko

Cashback in XRP for Everyday spending

The new Ripple Edition offers tiered rewards that directly appeal to consumer daily purchases. Users can now earn 4% back in coin on fuel, EV charging and rideshare with 3% on dining, 2% on groceries, and 1% on all other spending.

Gemini XRP card is rolling out special promotions with selected merchants and offering up to 10% back in this crypto on qualifying purchases.

The new users are also eligible for a $200 coin bonus after spending $3,000 within the first 90 days.

Expanding Ripple’s Ecosystem

The Gemini XRP card launch aligns with broader integration of Ripple products including the support for Ripple USD (RLUSD), a USD-backed stablecoin now live for U.S. spot trading.

RLUSD has grown quickly by crossing a $640 million market cap and ranking among the top six dollar-pegged tokens. Ripple CEO Brad Garlinghouse highlighted that 55 million Americans own crypto and stressed the growing demand for tools that make digital assets practical for everyday use.

Gemini co-founder Tyler Winklevoss echoed this, calling the credit card “a bridge to the future of finance.”

Rewards Deliver Strongest Growth

Gemini XRP card revealed that it has historically been the most rewarding option for its credit card users. Between October 2021 and July 2025 the customers who chose  rewards and held them for at least one year saw gains of over 450%.

In terms of dollar, roughly $73,700 in rewards grew to more than $407,000. This performance has made a standout choice among firm's crypto reward offerings.

Conclusion

The new Gemini XRP card blends everyday convenience with digital asset adoption giving users simple ways to stack crypto while spending normally.

For Ripple it strengthens it’s role in payments while boosting awareness of RLUSD. Even as it faces near-term market pressure  the credit card could help fuel its long-term adoption among U.S. consumers.