Humanity Protocol has just announced a partnership with Mastercard.

I dug into the details of the collaboration and found several interesting points.

First, let's look at the core of the partnership.

Mastercard's open financial technology + Humanity's Human ID verification platform are deeply integrated.

Users can now selectively disclose key financial information through zero-knowledge proofs, such as:

"I have an annual income of over $75,000"

"I meet the mortgage threshold"

The key is that once this data is verified, it will be converted into a trusted cryptographic proof for third-party service providers to use.

Throughout the process, sensitive information will never be exposed.

Why did Mastercard choose Humanity instead of Worldcoin?

A comparison of the strategic paths of the two makes it clear:

Worldcoin is taking a hardware-driven consumer approach: exclusive Orb scanning, UBI distribution, vertically integrated experience.

Humanity has chosen an infrastructure-first approach: developer SDK, enterprise integration, modular verification.

From the perspective of corporate collaboration, the latter is clearly more suitable for traditional financial institutions:

A company of Mastercard's size needs immediately deployable, risk-controlled solutions, rather than hardware devices that require re-educating users.

The timing is also interesting, as the integration is being launched first in the United States—right at a time when U.S. cryptocurrency regulations are becoming clearer.

Of course, it's also worth noting

On November 25, 62.5 million $H tokens will be unlocked, accounting for 2.92% of the circulating supply: https://tokenomist.ai/humanity

It's important to consider the positive news in conjunction with the potential unlock.

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