XRP already has clear regulatory standing in the United States following court rulings, a position Ripple addressed on social media platform X on Jan. 7 while responding to questions about whether the asset depends on future legislation such as the Clarity Act.

The senior Ripple executive officer and managing director for the Middle East and Africa, Reece Merrick, explained:

To confirm, XRP has secured clear regulatory status as a non-security digital asset in the U.S., thanks to landmark court rulings, making it one of the few cryptocurrencies with such a definitive standing in the U.S.

Merrick replied to a user asking whether XRP still needs the Clarity Act to succeed fully, given its existing legal treatment. His response distinguished XRP’s court-defined position from the unresolved status facing most cryptocurrencies, emphasizing that its regulatory clarity does not rely on pending congressional measures.

The Clarity Act (Digital Asset Market Clarity Act of 2025) is the landmark U.S. legislation currently moving through Congress to establish a permanent regulatory framework for the cryptocurrency industry. While the GENIUS Act, signed into law last year, deals exclusively with stablecoins, the Clarity Act addresses the broader market.

Read more: The Bull Case for XRP Rises as Flare Data Confirms Real DeFi Demand

The Ripple executive further noted:

That said, the US still lacks comprehensive regulatory clarity for the broader crypto ecosystem, which continues to hold back US-based entities from fully thriving and innovating in this space.

Merrick described Ripple’s policy efforts, adding: “At Ripple we’re actively advocating for better, more thoughtful frameworks to level the playing field and drive the next phase of growth. We’re optimistic that progress on bills like the Clarity Act will deliver that much needed clarity in the near term.” While XRP benefits from court-defined certainty, broader legislation could influence adoption, compliance, and innovation across the U.S. crypto sector, supporting more consistent market development.

• Does XRP already have regulatory clarity in the United States?
  Yes, XRP has been confirmed by court rulings as a non-security digital asset in the U.S.
• Does XRP need the Clarity Act to operate legally?
  No, Ripple executives say XRP’s legal status does not depend on future legislation like the Clarity Act.
• What makes XRP different from most other cryptocurrencies?
  XRP is one of the few tokens with court-defined regulatory clarity in the U.S. market.
• Why is Ripple still pushing for broader crypto legislation?
  Ripple argues wider regulatory clarity would help U.S.-based crypto companies innovate and grow.

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