Could X become the biggest crypto superapp?

X is the most valuable distribution surface for crypto ideas and narratives. Crypto culture already lives on X. The only thing that is missing is native financial rails.

Money transmitter licenses have been acquired across most states. X is already working with Visa to enable instant funding to X Wallets via Visa Direct. They can start with P2P fiat transfers and add Venmo-like utility within X as soon as they acquire the remainder of these licenses.

Basic payment infrastructure could be added first and crypto functionality could be added down the line.

With the wallet infrastructure, there is real potential for crypto integration. Swapping into a trending coin or betting on a prediction market could happen directly in response to a post with no popups or wallet connections.

Creators could move beyond tips and subscriptions to proof of engagement models where followers earn micro rewards for amplifying quality content.

Idle balances could auto route to treasuries or stablecoin protocols, becoming a high yield savings account.

Building the ultimate superapp will be a defining narrative of 2026. X is the wildcard in this race.

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