'Interoperability Is Critical': Ripple Exec Explains How RLUSD Scales Across Chains

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Ripple SVP of stablecoins and CEO of Standard Custody, Jack McDonald, reveals one key way by which Ripple USD stablecoin, RLUSD, scales across chains.


Citing a tweet by Messari on how Wormhole has emerged as a core multichain infrastructure powering over $70 billion in cross-chain volume, McDonald highlighted interoperability as crucial for institutional-grade Web3 infrastructure.


Interoperability is critical for institutional-grade Web3 infrastructure. It’s how regulated assets like $RLUSD can scale natively across chains and support real-world use cases. https://t.co/fpP7tXzCFo

— Jack McDonald (@_JackMcDonald_) January 24, 2026

The Ripple executive highlighted this as one of the ways RLUSD can scale natively across chains and support real-world use cases. A multichain future is envisaged for crypto where stablecoins exist wherever demand and utility are, serving institutional finance and the growing on-chain economy.


Ripple has always had the goal of interoperability in mind, with RLUSD being initially circulated on both XRP Ledger (XRPL) and Ethereum, enabling cross-chain and DeFi opportunities.


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Last December, Ripple announced the launch of RLUSD on its first Layer-2 networks as testing began on Optimism, Base, Ink and Unichain in partnership with Wormhole and its NTT token standard.


In the past year, Hex Trust announced the issuance of wXRP for cross-chain interoperability, allowing XRP holders to use XRP alongside RLUSD as a premier trading and liquidity pair on supported chains.


RLUSD in spotlight


This week, RLUSD was listed for spot trading on major crypto exchange Binance. The listing included support for Ethereum, with XRP Ledger (XRPL) coming soon, and trading pairs include RLUSD/USDT, RLUSD/U and XRP/RLUSD.


In January, cross-asset marketplace LMAX announced a multi-year partnership with Ripple, which integrates RLUSD as a core collateral asset across LMAX's institutional trading infrastructure. This move allows LMAX’s global customer base, including top-tier banks, brokers and buy-side institutions to use RLUSD for cross-collateralization across spot crypto, perpetual futures and CFD trading.


Ripple stablecoin RLUSD is expected to launch on additional chains this year, a significant step toward diversifying the stablecoin ecosystem and enabling a multichain future.


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