OKX announces the launch of OKX Pay and OKX Card across Europe on Jan. 28, 2026, billing them as the world’s first compliant DeFi Pay & Card solution in the European Union and operating through OKX’s regulated European entity; OKX Pay lets users deposit euros, convert to fiat‑backed stablecoins and spend or, where permitted, access decentralized finance ( DeFi) and real‑world asset ( RWA) applications, while OKX Card is a euro‑denominated virtual debit card accepted wherever Mastercard is supported. The products emphasize regulatory alignment, consumer protections and integration of stablecoins for faster, lower‑cost settlement.

This matters because OKX positions stablecoins and compliant rails as a path to everyday crypto utility—enabling merchants and consumers to use onchain payments for real‑world transactions and, subject to regulatory permission and local requirements, to deploy capital into DeFi and tokenized assets from a single interface; OKX says rollout will expand functionality across Europe in line with regulatory permissions and market readiness. The company frames the launch as a step toward modernizing money while maintaining security, transparency and consumer protections.

Read More: Younger Americans Trust Crypto Far More Than Banks, OKX Survey Finds

• What did OKX launch in the European Union? OKX launched OKX Pay and OKX Card as a compliant DeFi Pay & Card solution.
• When was the European launch announced? The launch was announced on Jan. 28, 2026, in Europe.
• How do users spend with OKX Card locally? OKX Card is a euro‑denominated virtual debit card accepted wherever Mastercard is supported in Europe.
• Can Europeans access DeFi via OKX Pay? Where permitted by law and local requirements, OKX Pay users can access DeFi and RWA applications.

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