If we can discuss amicably, let's discuss amicably; the notion that differing opinions exist solely for attention is too petty.
Do not compare China's situation with global payments; saying this shows a complete lack of understanding of the importance of the credit payment system in the West. Stablecoins are not incapable of being used for payments, but they are challenging for Westerners who are accustomed to the credit system to utilize.
Do you know what the median per capita savings is in the United States? Do you know what the median per capita savings is in Europe?
Do you know what percentage of daily consumption in the United States is made up of credit cards? Do you know the penetration rate of credit cards in the United States?
Do you know the impact of credit scores in the United States? Do you know what the federal law sets for consumer liability in unauthorized credit card transactions?
Do you know how significant the consumption rewards are for credit cards in Europe and America?
You know nothing at all, yet you speak superficially; being short-sighted is exactly what I mean by people like you.
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