Brothers, if you have stocked up on stablecoins (USDT) and are used to keeping them in major exchanges for some interest on savings, you may have recently felt that "there is not enough meat to eat."
Currently, the annualized yield for USDT savings or flexible wealth management in many mainstream exchanges is generally around 3%, with some platforms even lower. Want to get higher returns? Either you have to lock up your funds and lose flexibility, or you need to participate in very high-threshold time-limited activities.
Many users are asking: Is there a platform that can stabilize earnings while also providing extra interest from daily trading? Today, we will horizontally compare the current situation of stablecoin yields in several major exchanges and see if Bybit's newly launched TradFi activity is worth it!
👉 Click to enter Bybit's exclusive yield channel:
https://jump.do/zh-Hans/xlink-proxy?id=15
1. Overview of USDT yields in mainstream exchanges
Binance: Simple Earn flexible products usually fluctuate between 2%-6%. Occasionally launched promotional activities can push rates above 6%.
OKX: Simple Earn flexible USDT annual yield generally ranges from 4%-6%.
Other CeFi / Lending platforms: There are quite a few platforms claiming yields of 6%-10%, but they often come with higher risks of platform collapse or crisis, and in some cases, you need to forcibly purchase and hold their platform tokens to obtain the highest interest rates.
Currently, the flexible yields of stablecoins in most exchanges are basically stuck in the 3%-6% range. To achieve higher yields, you either sacrifice liquidity or face higher operational thresholds.
2. A game changer! Bybit TradFi activity: Dual drivers of earning + trading
Confronted with the rigid "pure earning" plays in the market, Bybit has opened up a brand-new breakthrough approach.
From July 1 to July 31, 2026, Bybit has launched the latest TradFi trading earning activity. Users only need to convert USDT into BYUSDT with one click and they can enjoy dual bonuses:
Basic flexible earnings: Enjoy the basic floating interest rate from Easy Earn, comparable to other platforms’ flexible wealth management yields.
Up to 20x Bonus APR boost: The multiplier for your effective principal on the next day is directly decided by your TradFi CFD trading volume from the previous day.
No lock-in, no restrictions: BYUSDT supports a 1:1 free conversion back to USDT at any time, completely allowing you to withdraw or allocate funds at your convenience.
The capital efficiency is terrifying: The same capital can both earn interest in the background and simultaneously be used as margin for front-end trading in TradFi CFD (gold, stocks, foreign exchange, indices, etc.).
Trading equals interest increase: The higher your trading volume, the greater the multiplier of your effective principal, up to 20 times (the principal cap increases with the level).
3. Real comparison: Is Bybit really good?
Here is a direct comparison between Bybit and traditional pure wealth management exchanges:
If you just want to earn a dead interest of 3%-5%, other platforms are sufficient. But if you are willing to do some CFD trading on Bybit TradFi (even infrequently for hedging), this activity by Bybit is clearly more attractive — it allows the same capital to generate double or even higher comprehensive returns without losing liquidity.
4. Veteran tips on how to achieve the full 20x boosted earnings
We will directly use the official grade rules (taking current traders as an example) to see how to amplify effective principal:
T1 Grade: Daily CFD trading volume greater than or equal to $2 million 3x multiplier (effective principal cap $300,000)
T3 Grade: Daily CFD trading volume greater than or equal to $10 million 10x multiplier (effective principal cap $1 million)
T5 Grade: Daily CFD trading volume greater than or equal to $50 million 20x multiplier (effective principal cap $2 million)
🎁 New trader privilege (first trade within 5 days): Daily trading volume only needs to reach $5 million, the effective holding increases to a 10x annual bonus!
🧮 Practical calculation (taking T5 level as an example):
Assuming you hold $100,000 in BYUSDT. On that day, you execute trades on the TradFi section, generating a CFD trading volume of $51 million in gold.
The next day, your effective principal will be directly amplified by 20 times, becoming $2 million ($100,000 * 20)!
Assuming a basic annual yield of 1%, your estimated interest for July 3 would be $54.79 ($100,000 * 20 * 1/365).
Over the 22 trading days during the entire activity period (weekends when the TradFi market is closed are not counted), you can steadily carry away about $1,205 in generous holding rewards!
💡
Utilize the weighted multiplier to boost trading volume: The activity specifies that trading foreign exchange, U.S. stock indices, stocks, and crude oil will multiply trading volume weight by 4! (Precious metals and bulk commodities have a weight of 1). This means that if you trade forex or indices, you only need an actual trading volume of $12.5 million to easily reach the $50 million threshold for T5 level!
Use tools to free your hands: In this activity, trading generated by TradFi copy trading and TradFi basket trading robots will be 100% counted. You can completely set up a basket trading robot for neutral high-frequency hedging, running the front end automatically while enjoying the interest fission of BYUSDT in the background.
5. Participate in 3 simple steps and share the luxurious prize pool of 150,000 USDT!
A higher multiplier (15x-20x) requires a larger trading volume, which for small to medium users or regular users means that simply obtaining a 3x-10x boost exceeds traditional exchange interest. The activity has a limited quota, so the earlier you enter, the earlier you enjoy:
1. Exclusive direct link:
https://jump.do/zh-Hans/xlink-proxy?id=15
2. Exclusive Chinese privilege invitation code: 34429
3. Steps to operate: Deposit USDT into the flexible wealth management to easily convert 1:1 into BYUSDT to automatically activate registration, then head to the TradFi section for CFD trading. Every day around 00:30 (UTC), the bonus earnings will automatically be distributed in BYUSDT to your UTA account!
👉 Click to enter Bybit's exclusive yield channel:
https://jump.do/zh-Hans/xlink-proxy?id=15
Join our community to discuss and become stronger together!
Official Telegram community:
AiCoin Chinese Twitter:
Bybit welfare group:
https://aicoin.com/link/chat?cid=7JmRjnl3w
⚠️ Disclaimer: The above content is for reference only and does not constitute any investment advice. The base interest rate fluctuates dynamically with market conditions, and actual earnings are subject to real-time platform displays. TradFi CFD trading involves leverage and price volatility risks; please participate rationally according to your personal risk tolerance.
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