OneBullEx officially launched the OneBullEx Mastercard. Users can transfer USDT from their OneBullEx fund account to the card, exchanging it for USD balance within the card, which can be used for online or offline spending at supported merchants and payment scenarios.

OneBullEx Mastercard simplifies the application process, lowering the threshold for users to enter stablecoin payments, thus allowing stablecoins to seamlessly integrate into daily consumption, while further extending OneBullEx's AI-native financial services into the practical use of digital assets.

From USDT Balance to Daily Consumption

Digital assets are widely used for value storage, transfers, and cross-border capital flows, but daily consumption still mainly relies on fiat accounts and traditional card networks. Even if users hold stablecoins like USDT, they often need to first withdraw assets, complete exchanges and cash withdrawals, and then pay through bank accounts or other payment tools.

For example, a user managing part of their assets with USDT may need to pay for overseas software subscriptions or may need to complete shopping, dining, or other daily expenses while traveling. Without a stablecoin payment card, users often have to switch between digital asset platforms, exchange services, and bank accounts, while considering transaction times, network fees, and exchange costs.

The positioning of stablecoin payment cards is also changing. Data disclosed by Visa shows that the transaction volume of stablecoin payment cards is expected to reach about $5.2 billion in 2025, a year-on-year increase of 319%. By the second half of 2025, the number of payments using fiat-backed stablecoins as a funding source for Visa cards has surpassed other crypto assets, with an average transaction amount below $100. This indicates that stablecoin payment cards are transitioning from occasional asset conversion tools to gradually entering small, high-frequency consumption scenarios such as subscriptions, shopping, and travel.

OneBullEx Mastercard reduces the intermediate steps needed for USDT to enter daily consumption. Users can transfer USDT from their fund account to the card on the "My Cards" page of OneBullEx; if the assets are in other accounts on the platform, they need to be transferred to the fund account first. After successful recharge, the funds will be converted into the card's USD balance for subsequent payments.

Users do not need to withdraw funds to a bank account first, nor do they need to complete external exchanges before each payment. During consumption, the corresponding amount will be directly deducted from the card's USD balance; if payment is made using other currencies, the system will automatically convert according to the applicable exchange rate at the time of transaction, and the specific deduction amount can be viewed in the transaction records.

Simplified Card Opening Process, Centralized Subsequent Management

Users can enter the OneBullEx card page, complete registration according to the page requirements, and submit a virtual card application. Qualified users can open the card in minutes. Currently, each user can apply for a maximum of one OneBullEx Mastercard. Once the card is successfully opened and the first recharge activated, users can view their card number, expiration date, CVV, card balance, and card status.

Users can also view recharge records and consumption records on the platform, centralizing card and related financial information management, without having to switch back and forth between multiple independent accounts or services. If users detect abnormal consumption, suspected card information leaks, or other risk situations, they can proactively freeze the card in the settings page and contact OneBullEx online customer service for assistance.

As a virtual card, OneBullEx Mastercard does not require waiting for a physical card to be sent. After completing the card opening, activation, and recharge, users can use it for online shopping, membership subscriptions, automatic renewals, and periodic deductions, depending on merchant support.

OneBullEx Mastercard can also be linked to WeChat Pay, Alipay, Apple Pay, or Google Pay. When relevant services are open and the device supports it, users can make payments at online merchants that support international card payments, and can also use their phones to complete payments in offline scenarios that support contactless payments.

Access to the Mastercard network provides a basis for the card to enter more payment scenarios. Due to different regions, devices, payment platforms, and merchants' support scope varying, the actual usable scenarios may also differ; users can confirm whether the current scenario is supported based on page prompts when making payments.

Launch Benefits Now Available

In conjunction with the official rollout of OneBullEx Mastercard, the platform launched a limited launch benefit event from 18:00 on July 27, 2026, to 18:00 on August 23, 2026 (UTC+8). During the event, users who successfully apply for the card and complete a cumulative recharge of over 100 USDT (excluding card opening fees) and their first valid card usage within 7 days after card opening can participate in the event. The deadline for the last batch of users to complete the task is August 30.

The first 100 qualified users will receive a 100% refund of the card opening fee they actually paid. Users who complete a valid card consumption within 7 days after the card is successfully opened will also receive a random percentage cashback, with the highest cashback percentage being 10%, and each user can receive up to 100 USDT, with a total cashback prize pool of 5,000 USDT.

In addition, users who accumulate valid card usage of 1,000 USDT during the event will automatically qualify for the "Thousand USDT Spending Lottery." After the event ends, OneBullEx will randomly select 8 eligible users, with each winning user receiving a reimbursement reward of 1,000 USDT, for a total reward value of 8,000 USDT.

The event only counts completed cleared valid consumption; transactions involving refunds, cancellations, or chargebacks will not be included in the relevant event statistics. Specific participation conditions, review methods, and reward distribution timings will be subject to the official event rules of OneBullEx.

Rules to Understand Before Use

OneBullEx Mastercard is a Mastercard virtual card issued in the Hong Kong region, using an in-card balance consumption model, and does not offer credit limits, nor does it support overdrafts, ATM withdrawals, or transfers to other bank cards. After opening the card, users can complete card recharges, status management, and transaction record inquiries on the OneBullEx platform, and connect to corresponding third-party payment services according to actual support.

Once funds are transferred to the card, it currently does not support transfer back to the OneBullEx account, and users can arrange recharge amounts based on actual consumption plans.

According to current rules, the card opening fee is 30 USDT. After successfully opening the card, users need to complete an initial recharge of 20 USDT for activation, with no recharge fee for that transaction. From the second recharge onward, there is a recharge fee of 2%, charged internally; USDT is converted to the card balance at a ratio of 1 USDT to 1 USD, with no foreign exchange rate disparity generated during recharge.

Each consumption will incur a 0.5 USDT authorization fee and a 0.5% consumption transaction fee. As long as the merchant initiates consumption authorization, authorization fees may apply even if the transaction is ultimately not completed. When paying with non-USD currencies, exchange rate conversions may also be involved; third-party payment platforms, merchants, or acquiring institutions may also charge fees according to their own rules. Users can view the applicable rates and limits at the time on the card page before recharging or making payments.

If the merchant initiates a refund, the relevant funds will be returned to the card balance, typically taking 7 to 30 business days. The time for funds to arrive and the refund amount may be affected by merchant processing time, exchange rate fluctuations, and payment channel settlements, and the original authorization fee generated from consumption will not be refunded.

From AI Intelligent Trading to Daily Payments

OneBullEx currently uses AI intelligent trading as the first entry point for users to understand the platform and enter a broader ecosystem, reducing the understanding and usage threshold for professional intelligent trading tools through 300 Spartan robots and exchange-level infrastructure.

OneBullEx Mastercard further extends the platform's services to the payment domain. Users can complete fund transfers, card recharges, status management, and record inquiries within the existing account system, using USDT from their accounts for supported daily consumption scenarios. The card connects the asset management within the platform with actual payments outside the platform, reducing the need for users to switch between different accounts and services.

As an AI-native financial exchange, OneBullEx is gradually expanding the management and usage methods of digital assets within the platform. AI intelligent trading assists users in participating in the market and managing assets, while OneBullEx Mastercard adds daily consumption functionality to the assets in accounts. With the card launch and simultaneous commencement of launch benefits, OneBullEx is further connecting asset management within the platform with real payment scenarios outside the platform.

About OneBullEx

OneBullEx is an AI-driven digital asset trading platform dedicated to bringing institutional-level trading capabilities to more users. The platform focuses on contracts and AI trading, deeply integrating AI strategy capabilities with exchange infrastructure, and reducing the threshold for users to engage in systematic trading through automated execution and transparent performance data, realizing the brand commitment of "intelligent trading, simplifying complexity."

Core products include the 300 Spartan Strategy Robot and OneBullEx Mastercard, covering AI strategy creation, automated strategy participation, and digital asset payments. Supported by OneMore Group, OneBullEx insists on transparency and verifiability, continuously building long-term trust to provide more stable and intelligent digital asset services for global users.