As a polite response, when a sea monster withdraws funds to HSBC, there is usually no risk control. When it comes to Bank of China, Bank of China will choose to refund the funds. The above statement is the conclusion of actual testing. In Hong Kong, the simplest and relatively easy to use Hong Kong card recently obtained is HSBC. Of course, I have also seen many cryptocurrency bloggers recommend applying for Bank of China. By searching for Hong Kong Card on Xiaohongshu, you can see in chronological order which branches you can go to and apply for HSBC and Bank of China without making an appointment. Most people apply for this for the purpose of playing in the US stock market, and it is generally not recommended to engage in cryptocurrency trading. Mainland Chinese people are still sensitive to cryptocurrency trading, but in Hong Kong, virtual currency is basically legal. I believe many cryptocurrency bloggers recommend Bank of China after seeing some strategies on Xiaohongshu. I thought Bank of China could suddenly accept money from Kraken, a sea monster. I called my friends to test it, but the result was a refund of several tens of dollars and time costs. It has been proven that most of the strategies written by bloggers are plagiarized from each other, without personal testing or sufficient experience. Why is it said that there is no experience? Because I have also seen some tests withdrawing hundreds or thousands of dollars, which they are not aware of. Some Hong Kong cards have a limit, although most have a daily transfer limit of HKD 100000 equivalent, and many have a transfer limit of HKD 50-60000 equivalent. They probably don't have much experience with things like card sealing, after all, the real situation is that they haven't raised much money before, and after all, pictures are better for Photoshop. I have also tried to write some related articles and review some Hong Kong cards, but because the bank often changes some rules, it is not possible to maintain the latest updates in the long run, and it is not beneficial to me personally. I have no motivation to do it. Simply put, if you don't use it frequently, Hong Kong cards are rarely closed. If you frequently transfer in and out, Hong Kong cards are essentially consumables. Singapore card is definitely better than Hong Kong card, and Hong Kong card is definitely better than U-card. It is recommended that everyone apply for a Hong Kong card after 1994, as it has been so many years in the blink of an eye. The latest suggestion now is to hold an overseas identity, which will truly be convenient in the future. It is necessary to take a look at some of the introductory materials for Hong Kong cards that were previously written.