The delay in settling Ripple's case (as pointed out by James below), is likely the injunction in Judge Torres' judgment. The court enjoined Ripple from (basically) making sales directly to customers. There are workarounds for that, but obviously Ripple would rather not have the injunction at all! So, assuming the SEC is willing to work on this with them, the issue is this: Once a court issues an injunction, the parties themselves can't simply agree between them to disregard the injunction! Trust me, many men have gotten in legal trouble by thinking that since they got back with their girlfriend, they could ignore the restraining order (a type of injunction) against being within 200 feet of her. 👮‍♀️🚓 So, how do you dissolve an injunction? It's not simple, which is why I think the case doesn't resolve until April-May whereas all these other cases have already been dismissed. (cont'd)