Sometimes, the additional benefits may have limited impact on one's life, but the risks can be fatal. You are often tempted to take a gamble, but there is always reason to be optimistic about the market. However, systematic profitability and risk management are the right path. The following 5 points must be kept in mind: one ⃣ Avoid full positions, you are not a top trader, at least not now. two ⃣ Lock in profits, no matter how optimistic the market is, gradually withdraw cash. three ⃣ Set the risk return ratio (R: R). Adjust risks according to life goals. After accumulating wealth to a certain extent, the impact of returns becomes smaller, but losses can ruin everything. For example, the change from 500000 to 900000 is not significant, but the drop from 500000 to 100000 is earth shattering - the difference is all 400000. four ⃣ Dynamically manage risks. Specific timing (such as ETF approval, interest rate cuts, Trump's victory) can be moderately aggressive.