An insightful viewpoint is that disruptive technologies typically start in underserved markets, meeting needs that existing solutions cannot cover, gradually improving, and challenging and replacing giants. Internet finance will follow this model. Are there any historical cases that support the above viewpoint? PC started from niche markets (enthusiasts, small businesses) and gradually replaced mainframes; Square, WhatsApp, Canva, Robinhood, and others have all risen through underserved markets, proving the effectiveness of this strategy. What are the opportunities we can see? The underserved market is the breakthrough of Internet finance. Because of its backward financial system, residents are facing high costs and low accessibility. For example: Stablecoins: More than 80% of the global population lives in high inflation areas and desires the US dollar but is limited. Stablecoins can fill the demand through existing technology, and the market potential has increased from $200 billion to over $2 trillion. Asset on chain: The market lacks high-quality assets due to insufficient services, and tokenizing stocks, bonds, and other assets can significantly improve savings options.