The collapse of Silicon Valley Bank in 2023 led to the detachment of USDC, which was seen as an opportunity to pick up money in hindsight, but it was also a time of panic. Holding stablecoins in a bear market is not a one-time solution. I have only received USDC since March. Sun Ge accuses FDT of insolvency, causing FDUSD to anchor out; But the February reserve certificate released by FDT in March showed that FDUSD has a 1:1 redemption ability. We still need to wait for more details to be revealed.