The rumor of 'establishing a digital RMB bank and recruiting digital RMB promoters' According to the Securities Times quoted by the Associated Press of Finance, recent information such as "Shanghai is about to set up a digital RMB bank" and "recruiting digital RMB promoters" appeared on several Internet platforms. The reporter verified with the Digital Currency Research Institute of the People's Bank of China that the above information is rumors. The reporter's investigation found that the criminals spread the false news of "the digital RMB bank is going to be listed" on the Internet. At the same time, under the banner of "paid recruitment and promotion", they made false publicity to the public by setting up chat groups, organizing offline meetings, inducing the public to provide personal identity and asset information, developing others to join, and using the gimmick of "converting digital RMB to return subsidies of 2% to 5%" to trick the public into "converting" digital RMB from the criminals, causing adverse social impact. The digital RMB is a legal tender in digital form and does not have room for speculation. It will not induce users to disclose sensitive personal information or participate in pyramid schemes by promoting high commissions or high returns through speculation. Digital RMB consumption red envelopes are generally collected through legitimate channels such as commercial banks and other financial service providers, major government platforms, major e-commerce platforms with business qualifications, and offline stores.