💭 Have you ever thought about why you can request a refund when shopping with a credit card, but once you use stablecoin payment, it will never be returned? Circle has just launched the Refund Protocol, which was born to address this issue - it introduces a non custodial dispute resolution mechanism for stablecoin payments. 👏 This is a smart contract that can completely change the stablecoin payment experience! 🧵👇