Many friends are deeply anxious and unwilling to accept the setting that "2024 is the year of stablecoins", believing that stablecoins are the exclusive game of top institutions and retail investors have little opportunity. Actually, it's not like that. The mainstream form of stablecoins nowadays is essentially the RWA CDP protocol. USDT/USDC is a special subset of the RWA CDP protocol. There will be many investment opportunities emerging around the RWA CDP protocol stack, such as RWA asset launch pad, RWA asset oracle (Chainlink is far ahead in this field), RWA liquidity solutions, debt side paradigm innovation (such as Rebase stablecoin token USDO, Resolv's risk isolation dual token), RWA financial abstraction layer (Lorenzo), stablecoin scenario innovation (PayFi and supply chain finance), and so on. For retail investors, the best strategy to seize the year of stablecoins and RWAs is to emulate the policy strategy of Germany's Little Beard back then, paying tribute to the existing leader of stablecoins and RWAs, Infra Ethereum (buying Ethereum's local currency ETH), and betting on the future leader of stablecoins and RWAs, Infra Solana (actively participating in Solana's RWA and stablecoin replenishment plan).