I think everyone is discussing how to deal with 10 million RMB. Let me share my thoughts: Half buy BTC spot and half buy ETH spot. Then BTC is used as collateral to borrow USDT for wealth management, with a yield higher than the lending rate. The yield can be referred to in the original post on this topic, which is generally 10-20%, and the lending rate is between 5-8% ETH suggests doing LST because ETH fluctuates too much, and borrowing U for financial management carries a higher risk. Of course, the overall risk is quite high. If I only have 10 million yuan, I would do it all. After all, I can flip 1-2 times in a few years. If I have A9 or above, I will take a small portion like this to ensure safety.