What’s really happening in fintech right now? At NY Tech Week, @dhaber joined Dylan from Moment and @wangandrewd from Valon to unpack the current state of fintech — starting with how founders are thinking about exits in a still-uncertain market. Startups often obsess over exit strategy. But that's only one aspect of building a successful business, the experts on the panel said. Instead of spending time thinking about exits, David said he focuses more on making sure the companies he works with are building robust businesses, with real revenue. Andrew added: “Who cares about the public market? You built a great business. Your cash flows are your cash flows. That’s what it is.” And while capital markets remain unpredictable, what’s far more certain is the impact AI is already having across fintech. “We’re in this sort of new paradigm where the software can actually do work,” David said. That shift doesn’t just unlock faster development — it reshapes the economics of what software can become. “The labor market is 100x greater than the software market,” he noted, which means the upside is enormous for any product that can automate human tasks. The conversation, hosted by @dgallred from @HSBCInnovation and @FenwickWest, offered a clear snapshot of how today’s fintech founders — and their investors — are thinking about what comes next. Follow @Techweek_ for more updates from NY Tech Week.