I sometimes have to wait up to a week for international remittance transfers using Airwallex. How can this efficiency compare to stablecoins? The exchange between stablecoins and fiat currencies is not a problem either. For example, Filipino domestic helpers use U-payment for transfers and C2C for fiat currency in their hometown, with much lower transaction fees than traditional remittances. Compliance barriers are not a problem with cryptocurrencies, but rather barriers and vested interests created by traditional fields. With the outbreak of stablecoins, such barriers will eventually be dismantled.