The passage of the stablecoin bill has greatly accelerated the pace of decentralization sweeping across the globe To put it simply, decentralization means disintermediation For example, Visa is an intermediary for payments, banks are intermediaries for money, and investment banks are intermediaries for capital Going further, companies are intermediaries in value creation, while governments are intermediaries in value distribution Decentralization will change (eliminate) all forms of intermediaries mentioned above