I started using a new crypto credit card in my day-to-day life. I tried them all: Binance, Bybit, and Gnosis, but I now use the http://ether.fi Cash card for all my expenses and travels for several key reasons. You can use yield-bearing BTC, ETH, or USDC as collateral to spend in USD, maintaining crypto exposure and liquidity. Borrowing has 4% interest, with on-chain, non-custodial payments compatible with Apple Pay and Google Pay. If you don't want to manage a borrow, you can also use direct pay. Earn high APY plus cashback, and spend directly from the vault when needed. Physical card launches end of July, but digital cards already work seamlessly with Apple/Google Pay. -3% cashback on all purchases for every tier. -Up to 5% cashback with ETHFI token holdings until July 31. -Earn up to 7.8% APY on ETH, 2.1% APY on BTC, 9% APY on USD, and up to 20% APY on ETHFI in Liquid Vaults. - They are also adding yield-bearing HYPE and SOL very soon. Exclusive Travel Perks -Up to 60% off on luxury hotels. -5% cashback on hotel bookings. -Airport lounge access, concierge service, and premium support. -Comprehensive travel insurance (lost baggage, auto rentals, extended warranties). For frequent travelers, the hotel deals alone have made @ether_fi the most cost-effective option compared to http://Booking.com, http://Hotels.com, or Travala. It's pretty crazy how steep the discounts get. I partnered with them so you can get 50 back on your first 1,000 spent with a referral code: https://www.ether.fi/refer/route2FI(Route 2 FI)