TVL, I know. What the hell is TTV? It's almost August, and for all those who support @ humafinance, this month is crucial. On the one hand, there have been significant updates in products and business, and on the other hand, what's even more exciting is that the second season of airdrops is coming. Richard @ drpayfi launched a quiz a few days ago: When will Huma's TTV exceed $10 billion? TTV ？ What is this? Let's sneak in! ⬇️ What is TTV TTV: Total Transaction Volume. Huma uses this data for business performance, and Richard uses this data for guessing. Now Huma's TTV is $5.5 billion, how long do you think it will take to reach $10 billion? I also want to guess, but I don't want to guess blindly, so let's delve deeper and study how TTV is calculated. We couldn't find the calculation formula for TTV in the official documentation of @ humafinance, which is not difficult for Xiao A. We just need to search for it in Dune. Sure enough, Dune has an official dashboard made by Huma, and the first data is TTV. The current number is 5543706585. Click to view the search code, and it is easy to find: TTV = origination + payback Hahaha, don't go, it's not difficult, it's easy, listen to me. In the context of lending, Origin refers to the loan issued, Payback refers to the loan repaid, so the total transaction amount is the loan plus repayment, it's that simple. This is also fully in line with Huma's business. They place the most core indicator data in the first place, and active liquidity in the second place. Richard's speculation also indicates that this data is an important basis for measuring the platform's strength. What's in TTV Let's dig deeper into how loan and repayment data are calculated? Upon further analysis of the code, real-time data from several lending pools were separately aggregated for loans and repayments, including: JiaPioNeerPool： jia_pioneer_pool_polygon.JiaPioneerPool_evt_DrawdownMade BSOSPool：bsos_pool_polygon.BaseCreditPool_evt_DrawdownMade CeloPools：huma_pools_celo.BaseCreditPool_evt_DrawdownMade PolygonPools：huma_pools_polygon_polygon.BaseCreditPool_evt_DrawdownMade *CeloPools deliberately deducts data from Arf and Arf_USDC pools If you are interested, you can go to the next level and dig up the contract addresses of each pool, and then track and view them. However, Dune's data is already very intuitive. Just take a look at this: https://(due. com)/numa finance/numa overview When will TTV reach $10 billion Returning to Richard's guessing game, Huma's TTV took off at a 45 degree angle. I did some data analysis: 1b to 2b: 24 days 2b to 3b: 120 days 3b to 4b: 82 days 4b to 5b: 67 days Based on this calculation, the average growth rate is 108.21 days/1b, and the latest growth rate is 68.07 days/1b. While maintaining the current rate (impossible), it is conservatively estimated that reaching 10b will take until May 28, 2026. I guess Richard definitely disagrees. He must have some strange tricks, otherwise he wouldn't let everyone guess this, so I boldly gave a guess: September 6th, 2026 This is a soft core science popularization article, through which you can have a partial understanding of the following knowledge: What is TTV How Huma quantifies protocol performance Richard is holding back his big moves (not really) Author: Anymose | A Soft Core Science Popularization Writer<Full Text End> *This article is for educational purposes only and does not constitute any investment advice. Always remember DYOR!