PayPal now allows American merchants to accept cryptocurrency payments, and PayPal's own stablecoin PYUSD also has many financial opportunities. At its core, this veteran payment company is attempting to seize the high ground of the stablecoin market through subsidy tactics, and has already launched mass adoption before other payment companies have fully understood it Their idea is multi chain ->top dApps ->subsidy war and throwing money. At first, they cooperated with Kamino on the @ Solana_zh chain to subsidize TVL, and now they have expanded to the top DeFi Infrared @ InfraedFinance of @ berachain. Infrared is a liquidity pledge project led by well-known VC investors such as @ BinanceLabs and @ hiFramework. It has partnered with PayPal to launch BYUSD Vault (PYUSD is named BYUSD on Berachain) Although the Bera chain is currently sluggish, there are still many big players willing to mine DeFi on the chain. I took a look at the APR of BYUSD-HONEY in Infrared, which is currently 15.35%. Within a few days, TVL has reached $12.73M, which is quite good in the DeFi mine of Alt Layer 1 I checked and found that the 15.35% annualization is achieved through a carefully designed strategy by this Infrared iVault revenue based stablecoin product, which provides users with stable returns. Specifically, the mechanism is as follows: -Stable coin strategy with low impermanent losses -Infrared allocates capital to stable swap liquidity positions on BEX -Gain profits from swap transaction fees, PoL, and additional incentives Compared to other mines, BFUSD 10%、Falcon 12.74%， The cost-effectiveness of storing Infrared is quite good. The risk lies in HONEY falling off the anchor or PayPal falling off the chain, and the risk of bull market savings falling off the anchor is still relatively small. 15%+should have been subsidized by PayPal. If you have spare money, you can consider digging it up. You can eat more with one fish and look forward to future airdrops of Infrared itself