The US Monetary Authority encourages community banks to collaborate with stablecoin companies to promote innovation The Office of the Superintendent of the Currency (OCC) has stated that community banks can collaborate with companies developing stablecoins to promote innovation and launch new products. OCC will review and update its regulatory and supervisory policies as needed to support banking innovation and community banking development. OCC Director Jonathan V. Gould stated that stablecoins help community banks better meet payment needs.