In 2023, I wrote a minimalist version of the cryptocurrency compliance withdrawal guide. In the market situation at that time, OTC was like going to prostitution without a set of connections. If you went to prostitution once or twice, it might be okay, but if you went too many times, getting sexually transmitted diseases (receiving black money and being frozen by the judiciary) was almost inevitable. Deposits are generally okay, at most they indicate transfer risks and prevent transactions; But withdrawing money carries the risk of freezing cards and being subjected to a major investigation. However, due to the high threshold for deposits and withdrawals through other compliant channels and the unparalleled convenience of OTC, there are still many people who use OTC for deposits and withdrawals. However, in just two years, the shift in policy direction has led to an increase in the number of crypto friendly banks. Various deposit and withdrawal providers for U-cards have greatly reduced the risk and threshold for compliant deposits and withdrawals, but this has not changed. At this time, the biggest problem with OTC is convenience. While being caught up by compliant deposits and withdrawals, the risk of receiving black money and being frozen by the judiciary still exists. However, for many new users, small investors, or those who do not have much time to study compliant deposit and withdrawal methods, OTC is still the most commonly used deposit and withdrawal method. Therefore, if you insist on OTC, you must choose the one with the lowest relative risk. From the strict selection area launched by Binance this time, it can be seen that it is aimed at reducing the risk of OTC transactions for users. The strict selection area is generally composed of high-quality merchants of S.H.I.E.L.D., and there is a 50% compensation guarantee for frozen cards during withdrawal, which reduces user risks on both the merchant side and the post compensation side. Although there is a 0.2% Taker handling fee for C2C in the strict selection area, from the results, it is actually more like withdrawing funds for insurance. Now there is a free transaction fee promotion in the strict selection area, which can be compared with other withdrawal methods to see which one is more convenient and cost-effective. After all, regardless of the method, one must be responsible for their own money. I hope everyone can contribute more and earn money.