CertiK Report: The Integration of Stablecoins and RWA Accelerates, Yield-Bearing Assets Emerge

The world's largest Web3 security company, CertiK, has released the "2025 Skynet RWA Security Report." The report highlights that the integration of stablecoins with RWA (Real-World Assets) yield mechanisms is advancing rapidly, exerting a profound impact on the overall market landscape. Emerging "yield-bearing stable assets" (such as Usual USD0 and Binance RWUSD) directly distribute treasury bond interest to holders, breaking the traditional limitation of "zero yield" for stablecoins. This model is transforming the functional positioning of crypto assets. In the past, stablecoins were merely "value storage tools," but now they are evolving into "yield distribution platforms." This not only enhances the appeal of stablecoins but may also redefine user expectations for the use of digital assets. CertiK also cautions that while this trend is innovative, it brings potential regulatory risks. In certain jurisdictions, such products may be classified as securities, leading to stricter legal scrutiny. The report concludes that the integration of RWA and stablecoins represents both an opportunity and a new challenge for compliance and governance.