Why are blockchain stablecoins so popular? Because banks' SWIFT system is just too dumb! Sending SWIFT payments from Hong Kong to the U.S. got bounced back twice, ended up costing over $100 in fees, and took a week. Meanwhile, blockchain takes just a few minutes with almost no fees. Membership fees for X—whether using a U.S. or Chinese bank card—always fail. Either it gets stuck at the bank, Visa, or Stripe. We need stablecoins to save cross-border payments!