If rate cuts don't bring the expected bull market but instead lead to a bear market, the focus shouldn't be on how much interest you earn, but on how to protect your principal. One thing to consider: if the exchange rate returns to 6, will the interest you earn be enough to offset the exchange rate difference? Another thing: are you sure the protocol you're earning interest from is reliable? In the last bear market, those who got rug-pulled by FTX were lucky to recover. But the ones who got rug-pulled by Zhang Jian's exchange in the bear market before that—have they been forgotten by time? Don't forget about Luna, and don't forget about Waves either.