If your monthly income is below 30k, don’t invest. So true. Let me add a few points: 1️⃣ If you can’t even make 30k, it shows you lack capability. The financial market is a battlefield where one succeeds at the cost of countless others. With your skills, you’re just waiting to be the next crop to be harvested. 2️⃣ No capital advantage. I think people with less than $100,000 in savings aren’t suited for investing either. Life constantly demands money, and when volatility hits, you won’t be able to hold on. 3️⃣ For non-insiders, playing with altcoins other than Bitcoin and Ethereum is no different from gambling—you might as well just play slot machines.