Sui, you have to protect your money even more During an avalanche, not a single snowflake can brave the world. Unexpectedly, the sharp rise and fall of IKA could affect my position in MMT. Sui Ran said that the impact is not significant, and that's also because I didn't choose the lending platform that had to cut off 6% of the head. That's clever. The current problem is that DeFi farmers have become refugees, where will the idle U go? Let's sneak in! ⬇️ Binance's high interest activity has ended, MMT has also withdrawn, and Huma needs to readjust its strategy. Watching the U price fall to 7.05 for a while, I don't know if I should be sad or sad. In the impossible triangle of safety, high APR, and few people, DeFi veterans are always willing to explore. Abebe, who has been secretly hiding for several months, may not be able to hide anymore because she has recently started appearing frequently on Twitter timelines. Attention ⚠️ ： DeFi projects require professional knowledge and risk management strategies, always remember to conduct secondary research. In summary, DeFi has the highest stablecoin yield platform. How high? USDT 14-19%、USDC 12-15%。 Is there a combination of activities here? Yes, USDT is indeed running an event, organized by Sei x Bitget Wallet, with a base rate of 6.27% WSEI 0.09%， Then the Bitget wallet gave 11.71%, with a total Cap of $50m. Now the supply has reached 37.98m, with a progress of 76%. USDC is relatively simple, with a base of 4.65%, WSEI reward of 10.88%, and current supply APR of 15.53%. Who is it that gives Sei and Bitget wallets such great incentives? The answer is my 'Abebe' @ TakaraLend. Takara is an exceptionally dazzling currency market on the Sei public chain, and after looking at the data, it is indeed the fastest-growing protocol. Unlike other lending protocols, relying on the Sei public chain's high-throughput consensus mechanism and parallel blockchain technology, its unique positioning is to serve as a credit layer, consisting of two layers of systems: Takara Lend lending market and API infrastructure. Borrowing is easy to understand. Here, Takara aims to connect the currency market with various wallets, U-cards, and merchants, and build a programmable credit channel. In just a few months since its launch, Takara has already captured $194 million in funding, with Defillama showing revenue of $1.26 million. From the overall Sei perspective, Takara TVL ranks second with $140m and third with monthly revenue, making the entire data quite impressive. [Data: https://(defillama. com)/main/sea] / What perspectives are involved? It's included. Junior players save money, preferably in stablecoins, to avoid fluctuations in coin prices. Advanced player, 3 small strategies for you to choose from: Circular loan, deposit USDT, borrow USDC and deposit again LST, deposit stablecoins, borrow SEI to split, pledge to obtain spSEI, and then deposit LP, deposit stablecoins and borrow SEI to @ YakaFinance to provide SEI/spSEI LP Circular loans can capture 25-30% APR, while LST and LP both have around 20% APR. However, a friendly reminder that this is a high-level operation, so be aware of unpredictable losses and liquidation risks. Is there no suitable strategy for... without money? There are also some, but usually there is a QR code for the paid group here (no, I don't have it! Takara doesn't have TGE yet, and now the platform has a points system called Karats. Finding a way to earn points is the best strategy. Specifically, Karats protocol interactions and community contributions can earn points. Inviting others can earn you 5% of their APR earnings (an additional subsidy from the platform), and the invitee can receive a 10% Karats bonus. By inviting friends, you can accelerate the process of accumulating Karats. You need to accumulate a certain number of points first to obtain the invitation link. KOLs can DM their official promotion @ TakaraLend to apply, and contribute by writing content to exchange for a whitelist. Takara is fully decentralized and unmanaged, with users having 100% control over their assets and permissions. Contracts are audited by Zellic and PeckShield, and security can be further examined. Easter egg: Takara means "treasure of たからも" in Japanese, and Karats platform points also mean "カライトエ" in Japanese, so the Karats icon is a 。 The useless knowledge has increased again. / Author: Anymose | A Soft Core Science Popularization Writer This article is for educational purposes only and does not constitute any investment advice. Always remember DYOR!