[Y Combinator, Base, and Coinbase Ventures Launch Startup Application Program 'Fintech 3.0'] Odaily Planet Daily News: According to official sources, Y Combinator has partnered with Base and Coinbase Ventures to launch the 'Fintech 3.0' startup application program, inviting founders to build a new on-chain financial system. It is reported that Y Combinator will focus on three key areas: stablecoins (stablecoin value on Base exceeds $4 billion), tokenization and trading (JPMorgan has launched JPMD deposit tokens on Base), and applications and agents (AI agent Clanker generated over $13 million in revenue within five months).