I love it when journalists do reporting and actually don't do any even remedial research into what they're saying or writing about. On USDC and reversible payments 🧵 We've been working on research into how to enable refunds on top of blockchains that settle stablecoins with finality for a long time, as we announced last year. 1) https://www.circle.com/blog/refund-protocol-non-custodial-dispute-resolution-for-stablecoin-payments 2) Even a cursory review of the @arc litepaper which we published in August speaks directly to this work. "Refund and Dispute Protocols: Onchain mechanisms for managing refunds and resolving payment disputes. This provides a level of consumer and merchant protection that is essential for mainstream adoption but often lacking in existing blockchain systems." 3) We also talked about it as a key feature for future upgrades to Circle Payments Network onchain payments protocols. 4) Most important, with @arc, we are delivering sub-second deterministic settlement finality (an ultra-high bar for real money and assets) as a foundational principle and feature. If you are journalist, please do the work rather than spew out click-bait. Thank you.(Jeremy Allaire - jda.eth / jdallaire.sol)