OKX Founder Speaks in Singapore: The Future of Finance is On-Chain, Not in Vaults During Token 2049 in Singapore, OKX founder Star Xu gave a speech, stating that when OKX was founded 12 years ago, Bitcoin was still seen as 'game tokens.' Today, the market cap of Bitcoin ETFs has surpassed that of gold ETFs. The so-called 'next-gen finance' is no longer about institutions safeguarding your funds but about users managing their assets on-chain autonomously, making transfers as simple as sending a text message. However, self-custody doesn’t mean ignoring rules—on-chain monitoring and reserve verification actually help with anti-money laundering and risk management. He concluded by saying that the future of finance isn’t in vaults but in your crypto wallet.