FEDERAL RESERVE GOVERNOR WALLER SAYS FED STAFF STUDYING 'PAYMENT ACCOUNTS' TO FIRMS THAT CURRENTLY RELY ON THIRD-PARTY BANKS WALLER SAYS PAYMENT ACCOUNTS WOULD HAVE LIMITED USE OF FED SERVICES AND RECEIVE STREAMLINED REVIEW WALLER: PAYMENT ACCOUNTS WOULD NOT RECEIVE INTEREST, HAVE OVERDRAFT PRIVILEGES, OR ACCESS DISCOUNT WINDOW, AND MAY FACE BALANCE CAPS(*Walter Bloomberg)