Yup as mentioned in a recent Youtube vid leverage is really just a tool used to mitigate counterparty risk when you need to keep your funds on a CEX (not your keys not your crypto, so you want to keep as little as possible on a centralized exchange, which leverage allows you to do). When used correctly, it is no more risky than trading without it. Issues arise when people don't use it the way it was intended and the ones telling you not to touch it at all are probably not active traders- as any active trader typically uses leverage because they understand it poses no additional risk when used correctly.(CrediBULL Crypto)