Why Digital Credit is superior to Traditional Credit: 1. Simple: one asset, clear capital structure. 2. Liquid collateral: bitcoin trades globally, 24/7. 3. Liquid credit: fixed-income traded on Nasdaq. 4. Over-collateralized: every note is backed 3x or more. 5. Quantifiable risk: BTC's vol and CAGR make risk measurable.(Joe Burnett, MSBA)